10328 CELTIC ASH DRIVE
Ruskin, FL 33573
$315,000
Virtually Staged. USDA GOVERNMENT-BACKED LOAN OPPORTUNITY! QUALIFIED BUYERS MAY BE ABLE TO PURCHASE WITH ZERO DOWN PAYMENT! You don't have to be a first-time homebuyer to take advantage of this financing option!
Virtually Staged. Welcome to 10328 Celtic Ash Drive in the desirable Belmont community of Ruskin! Situated on an oversized premium homesite with beautiful pond views, this 4-bedroom, 2-bathroom home offers approximately 1,938 square feet of living space, a 2-car garage, and an opportunity to create something truly special.
Inside, you'll find an open-concept floor plan with abundant natural light and a split-bedroom layout that provides privacy for the primary suite. The spacious living and dining areas flow together, while the kitchen features a breakfast bar, a full appliance package, ample cabinetry, and a pantry. Three additional bedrooms provide flexibility for guests, a home office, or whatever suits your needs.
Step outside to the covered patio and enjoy peaceful pond views overlooking your expansive backyard. With over a quarter of an acre, there's plenty of room to relax, entertain, garden, or create your own outdoor retreat.
This home is a diamond in the rough, offering an opportunity for buyers who recognize the value of a great location, a generous lot, and a functional floor plan. The property needs TLC and updating, but for someone willing to put in a little work, it's a chance to make a home truly their own without paying a premium for someone else's design choices.
Belmont residents ...
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Listing Courtesy of: KELLER WILLIAMS TAMPA PROPERTIES
813-264-7754
| Listing Id: | TB8558368 |
|---|---|
| List Price: | $315,000 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Mls Status: | Active |
| Bedrooms Total: | 4 |
| Bathrooms Full: | 2 |
| Living Area: | 1,938 |
| Tax Annual Amount: | $4,682 |
| Lot Size Square Feet: | 12,778 |
| Lot Size Acres: | 0.29 |
| Building Style: | Ranch |
| Waterfront?: | Yes |
| City: | Ruskin |
| County Or Parish: | Hillsborough |
| Subdivision Name: | Belmont Ph 1A |
| Postal Code: | 33573 |
| Year Built: | 2008 |
| Appliances: | Dishwasher, Disposal, Dryer, Microwave, Refrigerator |
| Association Amenities: | Basketball Court, Park, Pool, Recreation Facilities, Tennis Court(s), Trail(s) |
| Association Fee Frequency: | Monthly |
| Association Fee Includes: | Pool, Recreational Facilities |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Public Records |
| Building Area Total: | 2388 |
| Community Features: | Deed Restrictions, Dog Park, Park, Playground, Tennis Court(s), Street Lights |
| Construction Materials: | Block |
| Cooling: | Central Air |
| Cumulative Days On Market: | 57 |
| Direction Faces: | South |
| Directions: | Take I-75 to Exit 246 (Big Bend Road). Head east on Big Bend Road. Turn right onto US-301 South, then right onto Paseo Al Mar Boulevard. Turn left onto Lucky Debonair Way, then right onto Celtic Ash Drive. Continue to the property. These directions follow the published route for a nearby property on Celtic Ash Drive. |
| Elementary School: | Belmont Elementary School |
| Exterior Features: | Private Mailbox, Sidewalk, Sprinkler Metered |
| Flooring: | Ceramic Tile, Laminate |
| Foundation Details: | Slab |
| Furnished: | Unfurnished |
| Garage?: | Yes |
| Heating: | Central |
| High School: | Sumner High School |
| Interior Features: | Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s) |
| Laundry Features: | Inside |
| Levels: | One |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Lot Size Dimensions: | 103.05x124 |
| Middle Or Junior School: | Eisenhower-HB |
| MLS Area Major: | 33573 - Sun City Center / Ruskin |
| Original List Price: | $315,000 |
| Parcel Number: | U-19-31-20-99D-000005-00062.0 |
| Parking Features: | Driveway, Garage Door Opener |
| Pet Restrictions: | Buyer to Contact HOA for Rules and Regulations |
| Pets Allowed: | Cats OK, Dogs OK, Yes |
| Postal Code Plus4: | 6737 |
| Public Survey Range: | 20 |
| Public Survey Section: | 19 |
| Roof: | Shingle |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Tax Other Annual Assessment Amount: | 1226 |
| Tax Year: | 2025 |
| Township: | 33573 - Sun City Center / Ruskin |
| Utilities: | BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected |
| View: | Water |
| Waterfront Features: | Pond |
| Waterfront Feet Total: | 60 |
| Water View: | Yes |
| Window Features: | Blinds |
| Zoning: | PD |
| Water Source: | Public |
| Sewer: | Public Sewer |
| Association?: | Yes |
| Road Surface Type: | Paved |
| Building Area Units: | Square Feet |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Size Acres: | 0.29 |
| Stories Total: | 1 |
| Township: | 31 |
| Additional Lease Restrictions: | Buyer to Contact HOA for Rules and Regulations |
| Additional Rooms: | Formal Dining Room Separate, Formal Living Room Separate, Inside Utility |
| Approval Process: | Contact HOA for Rules and Regulations |
| Association Approval Required Yn: | No |
| Association Email: | tampa@homeriver.com |
| Association Fee Requirement: | Required |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 221.85 |
| Calculated List Price By Calcula: | 162.54 |
| Cddyn: | Yes |
| Complex Community Name Nccb: | BELMONT/RIVERVIEW |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Garage Dimensions: | 20x21 |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 180.05 |
| Lot Size Square Meters: | 1187 |
| Minimum Lease: | 1-2 Years |
| Monthly Hoa Amount: | $13 |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-10-18 |
| Other Exemptions Yn: | No |
| Realtor Info: | As-Is, CDD Addendum required, See Attachments |
| Room Count: | 3 |
| Sdeo yn: | No |
| Total Acreage: | 1/4 to less than 1/2 |
| Total Annual Fees: | $158 |
| Total Monthly Fees: | $13 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water Frontage Feet Pond: | 60 |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Zoning Compatible Yn: | Yes |
| Road Responsibility: | Public Maintained Road |
| Possession: | Close Of Escrow |
| Association Name: | Home River Group |
| Association Phone: | 813-600-5090 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 813-264-7754 |
| Originating System Name : | Stellar MLS |
| Association Fee: | $13 |
| In Law Suite Yn: | No |
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Property Last Updated: October 19, 2026 02:15 AM - ET
